Effective date: January 1, 2018
https:\ (the “Site”) is owned and operated by Mirowski & Associates.

Mirowski & Associates can be contacted at:
(619) 702-5300
8030 La Mesa Blvd. # 501, La Mesa CA 91941

This PRIVACY POLICY and NOTICE applies to all visitors, users, and viewers of this Site (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.


The purpose of this privacy policy (this “Privacy Policy”) is to inform users of our Site of the following:
a. The personal data we will collect;
b. Use of collected data;
c. Who has access to the data collected;
d. The rights of Site users; and
e. The Site’s cookie policy.
f. This Privacy Policy applies in addition to the terms and conditions of our Site


By using this Site, users agree that they consent to:
The conditions set out in this Privacy Policy. We will not sell or share your data with other third parties, except in the following cases:
a. If the law requires it;
b. If it is required for any legal proceeding;
c. To prove or protect our legal rights; and
d. To buyers or potential buyers of this company in the event that we seek to sell the company.
Note: If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy


Unless you enter information using any of the functions provided on our Site, or send us information as part of your request for services and/or information, we do NOT knowingly collect nor maintain any personal information (including but not limited to name, address, telephone number, driver’s license or state identification card number, insurance policy number, employment or any financial information.) “Personal” information does not include: Publicly available information from government records; De-identified or aggregated consumer information nor Information excluded from the CCPA’s scope,

We are not responsible for any information that may be collected as the result of our use of third party programs and services.


If you provide us with any “personal information,” we will only use it to accomplish the services / goals for which you provide said information including:

a. Directly from our clients or their agents. For example, from documents that our clients provide to us related to the services for which they engage us.
b. Indirectly from our clients or their agents. For example, through information we collect from our clients in the course of providing services to them.
c. Directly and indirectly from activity on our website. For example, from submissions through our website portal or website usage details collected automatically.
d. From third-parties that interact with us in connection with the services we perform.

We may use or disclose the personal information we collect for one or more of the following business purposes:

i. To fulfill or meet the reason for which the information is provided. For example, if you provide us with personal information in order for us to prepare documents, we will use that information to prepare said documents.
ii. To provide you with information, products or services that you request from us.
iii. To provide you with email alerts, event registrations and other notices concerning our products or services, or events or news, that may be of interest to you.
iv. To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
v. To improve our website and present its contents to you.
vi. As necessary or appropriate to protect the rights, property or safety of us, our clients or others.
vii. To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
viii. As described to you when collecting your personal information or as otherwise set forth in the CCPA.


We may disclose your personal information to a third party for anticipated business purposes. We disclose your personal information for a business purpose to our affiliates, service providers and third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you.


The CCPA provides consumers (California residents) with specific rights regarding their personal information.

a. Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service providers to:

i. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
ii. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
iii. Debug products to identify and repair errors that impair existing intended functionality.
iv. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
v. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
vi. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
vii. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
viii. Comply with a legal obligation.
ix. Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

b. Exercising Access, Data Portability, Deletion, and Opt-out Rights:

To exercise any rights provided by the CCPA, please submit a verifiable consumer request to us by either:

Mailing: 8030 La Mesa Blvd. # 501, La Mesa CA 91941

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You must provide us with sufficient information that allows us to reasonably verify you are the person or an authorized representative of the person we collected personal information on and Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

c. Response Timing and Format

We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt.


A cookie is a small file, stored on a user’s hard drive by a website. Its purpose is to collect data relating to the user’s browsing habits. You can choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience. We use the following types of cookies on our Site: Functional cookies. Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits.


We will not discriminate against you for exercising any of your CCPA rights.


We reserve the right to amend this privacy notice at our discretion and at any time without notice.


If you have any questions, concerns or complaints, you can contact our privacy officer, Paul J Mirowski, at: